Subscription Cancellation ROI
Recouped = monthly savings × months you keep it cancelled.
Result
Total recouped
$360
Invested at 7%/yr: $387 future value.
- Monthly cost$15.00
- Replacement cost$0.00
- Net monthly saving$15.00
- Months24
- Gross savings$360
- If invested at rate$387
Step-by-step
- Net monthly = 15 − 0 = $15.00.
- Gross savings = 15 × 24 = $360.
- Invested at 7%/yr → $387.
How to use this calculator
- Enter monthly cost.
- How long you'll go without (or if you're replacing with cheaper).
- Investment rate for opportunity cost.
About this calculator
Subscriptions silently drain budgets. Cancel one $15/mo service for 24 months = $360 saved, or $390 if invested at 7%. Cancel three: ~$1100 over 2 years. Most people have 5-10 active subscriptions they don't use. Audit your bank statement quarterly. Common forgotten subs: gym ($30-100/mo), streaming services ($10-15 each), software (Photoshop $20-30, etc.), magazines, app subscriptions.
Frequently asked
If you replace Netflix ($15) with a cheaper Hulu ad-supported ($8), replacement = $8.
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