Subscription Cancellation ROI

Recouped = monthly savings × months you keep it cancelled.

Inputs

If you invest the savings.

Result

Total recouped
$360
Invested at 7%/yr: $387 future value.
  • Monthly cost$15.00
  • Replacement cost$0.00
  • Net monthly saving$15.00
  • Months24
  • Gross savings$360
  • If invested at rate$387

Step-by-step

  1. Net monthly = 15 − 0 = $15.00.
  2. Gross savings = 15 × 24 = $360.
  3. Invested at 7%/yr → $387.

How to use this calculator

  • Enter monthly cost.
  • How long you'll go without (or if you're replacing with cheaper).
  • Investment rate for opportunity cost.

About this calculator

Subscriptions silently drain budgets. Cancel one $15/mo service for 24 months = $360 saved, or $390 if invested at 7%. Cancel three: ~$1100 over 2 years. Most people have 5-10 active subscriptions they don't use. Audit your bank statement quarterly. Common forgotten subs: gym ($30-100/mo), streaming services ($10-15 each), software (Photoshop $20-30, etc.), magazines, app subscriptions.

Frequently asked

If you replace Netflix ($15) with a cheaper Hulu ad-supported ($8), replacement = $8.

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