Fix-and-Flip Profit Calculator

Profit = sale − purchase − rehab − holding − selling costs.

Inputs

Typically 7-9% of sale (6% RE commission + ~2% closing).

Result

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General calculation reads

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How to use this calculator

  • Enter all 6 line items.
  • Read profit + ROI.

About this calculator

Fix-and-flip profitability: sale price minus everything. Purchase + closing + rehab + holding + selling costs are the cash burned. Selling costs (RE commission 6% + closing fees ~2%) typically eat 7-9% of sale price. Holding cost runs $400-800/month for a $100k property (taxes + insurance + utilities + loan interest). Most flippers target 15-25% ROI on cash invested, or $20-50k absolute profit per flip.

Frequently asked

Realistic flip profit?+
Median professional flipper: $50-65k gross, ~25% ROI. After taxes (often short-term capital gains): less.
Selling costs detail?+
6% RE commission (3% buyer + 3% seller agent). 1% title insurance. 0.5-1% transfer tax. ~$500-1500 misc fees. Total 7-9%.
Holding cost components?+
Property tax (1-2.5% annual / 12). Insurance (~$100/mo). Utilities (~$150/mo). Loan interest (highest cost — minimize duration!).
Rehab overrun?+
Typical: 10-25% over budget. Carry contingency. The longer rehab takes, the more holding costs.
When to walk away?+
If after 70% rule (max purchase = ARV × 0.70 − rehab) deal still doesn't hit 15% ROI, pass.

Related calculators

BRRRR Method Calculator
Buy + Rehab → Rent → Refinance (75% LTV) → Repeat. Compute cash recovered + ongoing cash flow.
Property Holding Cost Calculator
Holding = (taxes + insurance + utilities + interest) × months.
Rehab Budget Calculator
Sum cosmetic / mid / heavy rehab line items + contingency.
After-Repair Value (ARV) Calculator
ARV = avg comp $/ft² × subject ft². Average from 3-5 sold comps within 1 mile, last 6 months.
Max Purchase Price (Target Cap Rate)
Max purchase = NOI / target cap rate. Reverse-engineer from desired return.
Cash-Out Refinance Calculator
Cash out = (new loan − old loan payoff) − closing costs.

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