Dollar-Cost Averaging Calculator

Simulate DCA: fixed periodic investment into a stock or fund.

Total invested
$12000
Shares owned
104.998
Avg cost / share
$114.29
Final value
$13650
Profit / loss
+$1650
Return
13.75 %

What this measures

Dollar-cost averaging (DCA) means investing a fixed dollar amount at regular intervals regardless of price. Over time, you buy more shares when prices are low and fewer when prices are high — the average cost per share is generally lower than the arithmetic average of the prices themselves.

Formula & example

Enter your periodic contribution, number of periods, and starting + ending share price (assumes linear price change for a rough sim). The calculator shows total invested, shares accumulated, average cost per share, and final portfolio value. For a real backtest use historical price data — this is a planning aid, not a backtest.

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