Boat Purchase Agreement

A private-party boat purchase agreement — buyer and seller, vessel (HIN, year, make, model), motor (serial), trailer, price, deposit, condition + as-is or warranty, title + transfer, and signatures.

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BOAT PURCHASE AGREEMENT
Dated: June 10, 2026

PARTIES
  SELLER: James A. Henderson
          618 Lakeshore Drive, Springfield, IL 62701
  BUYER:  Morgan Lee
          218 Linden Ave, Springfield, IL 62701

VESSEL
  Registration:    state titled
  Year / make:     2018  Boston Whaler 210 Montauk
  HIN:             BWCE10421J718
  Length:          21 feet

MOTOR
  Make / model:    Mercury 150 hp four-stroke
  Serial:          1B991208
  Hours:           215 hours

TRAILER
  2018 Load Rite single-axle galvanized · VIN 4ZEAA21B0J1234567

PRICE & PAYMENT
  Purchase price:  $38,500
  Deposit:         $2,000 (non-refundable after satisfactory sea trial)
  Balance:         due at closing
  Closing date:    June 28, 2026

CONDITION
  Terms:           as is
  Notes:           Sea trial completed 2026-06-08; motor compression test on all cylinders within spec; hull free of blisters; bilge pump operational. Known: GPS unit has intermittent power, will be replaced by seller pre-close. All other systems sold as-is.

TITLE & TRANSFER
  Seller represents that title to the vessel and motor is free and
  clear of all liens, that the HIN and motor serial number above
  match the documents of record, and that there are no outstanding
  property-tax, slip-fee, or storage liens against the vessel.
  At closing, seller will deliver to buyer (a) signed title /
  Coast Guard bill of sale and Form CG-1340 where applicable,
  (b) trailer title if included, (c) any prior owner manuals,
  service records, and a signed bill of sale stating the purchase
  price for the buyer's titling and tax filing in the State of
  Illinois.

AS-IS / SEA TRIAL
  Buyer has had the opportunity to inspect and sea-trial the vessel.
  Except as expressly stated in the "condition notes" above, the
  vessel, motor, and trailer are sold AS-IS, WHERE-IS, with no
  express or implied warranty of merchantability or fitness for any
  particular purpose, beyond what is required by state law.

USE-TAX & REGISTRATION
  Buyer is responsible for state use-tax (sales-tax-equivalent)
  filing and vessel + trailer titling with the State of Illinois
  within the state's filing window (commonly 14–30 days after
  purchase). Seller will sign the title and provide a notarized
  bill of sale to support that filing.

ENTIRE AGREEMENT — SIGNATURES
  This document is the entire agreement of the parties for this
  vessel. No oral statement modifies it. Amendments must be in
  writing signed by both parties.

Seller: ____________________________   Date: ____________
        James A. Henderson

Buyer:  ____________________________   Date: ____________
        Morgan Lee

About this template

A **boat purchase agreement** is materially different from a car bill of sale, and the differences trip up first-time buyers and sellers every season. First, **two titles**. The hull and the motor are typically titled separately in most US states; on older Coast Guard documented vessels the hull is documented federally while the trailer is titled by the state. The agreement must capture the **HIN** (hull identification number — twelve characters, mandatory since 1972, stamped on the transom), the **motor serial number**, and the **trailer VIN** if a trailer is included. Second, **survey and sea trial**. On boats above a few thousand dollars, the standard is to make the deposit non-refundable only **after satisfactory sea trial and marine survey** (or short of survey, an on-water inspection by the buyer). The survey covers hull, mechanical systems, fuel, electrical, safety, and a compression test on the motor; surveyors run $20–30 per linear foot on the East Coast. Third, **as-is is the norm**. Private-party boat sales are almost universally as-is — buyer's inspection is the protection, and the bill of sale should say so explicitly. List **known defects** in the agreement so the seller is not later accused of concealment. Fourth, **use tax + titling**. Most US states charge a **use tax** equivalent to state sales tax at the buyer's title-transfer office, with a filing window (commonly **14–30 days**) and a penalty for late filing. The buyer needs a **notarized bill of sale** stating the actual price so the state can compute the tax — undervaluing on the bill of sale is **tax fraud** in most states (and the state will assess against a published value if the stated price is unreasonably low). Fifth, **liens**. Boats can carry slip-fee liens, storage liens, and state property-tax liens that are not always recorded in obvious places; the seller should warrant title free of liens, and a quick call to the state vessel-titling office can verify. Sixth, the **trailer** has its own paperwork — title + registration, often separately recorded. If the trailer is included, name it in the agreement and transfer it at the same time. **Coast Guard documented vessels** (commercial vessels and many recreational vessels over 5 net tons) require additional federal paperwork — a **Bill of Sale on Coast Guard form CG-1340** and an **Application for Documentation (CG-1258)** filed with the Coast Guard National Vessel Documentation Center. The agreement should note whether the vessel is state-titled or documented.

When to use it

  • Private-party recreational boat sale.
  • Boat-with-trailer sale where both are transferring.
  • Coast Guard documented vessel transfer (with the additional CG forms).
  • Family / estate transfer of a vessel.

What to include

  • Parties: full legal names and addresses.
  • Vessel: HIN, year, make, model, length, registration type.
  • Motor: make, model, serial, hours.
  • Trailer: included or not; year/make/VIN if included.
  • Price, deposit, closing date.
  • Condition / warranty (as-is, with-survey, or limited warranty).
  • Title-clear warranty and use-tax / titling responsibility.
  • Signatures (notarized in some states).

Frequently asked

For boats above a few thousand dollars, almost always. A SAMS or NAMS surveyor covers hull, systems, safety, and a motor compression test. Cost is $20–30 per linear foot. Lenders and insurers require it on most loans / policies, and the buyer's inspection contingency in the purchase agreement should be subject to satisfactory survey.
⚠ Legal disclaimer. This boat purchase agreement is a general private-party template. Vessel titling, motor + trailer titling, Coast Guard documentation, and state use-tax rules vary. Confirm specifics with the state vessel-titling office (or, for documented vessels, the Coast Guard National Vessel Documentation Center) before relying on this form alone.
Jurisdiction: General — a private-party boat purchase agreement covering hull, motor, trailer (if any), title, and a Coast Guard documented vs. state-titled note. Vessel titling and motor-by-motor sales-tax rules vary by state.
Last reviewed: 2026-05
Reviewed by ScoutMyTool — consult a licensed attorney for binding use.

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