Insurance Bundling Savings
Auto + Home from same carrier typically saves 5-25%.
Result
Annual savings
$405
New total: $2,295/yr.
- Auto premium$1,500
- Home premium$1,200
- Combined$2,700
- Bundle discount15%
- Savings$405
- New total$2,295
Step-by-step
- Combined = $1,500 + $1,200 = $2,700.
- Saved = 2,700 × 0.15 = $405.
How to use this calculator
- Enter current auto + home annual premium.
- Enter expected bundle discount %.
- Compare to unbundled alternatives.
About this calculator
Bundling auto + home with the same insurer commonly saves 5-25%. Some carriers (USAA, State Farm, Allstate) offer steeper bundling discounts; others (GEICO, Progressive) are sometimes cheaper unbundled. Always compare total cost not just discount %. Add umbrella ($1M coverage usually $200-400/yr) to the bundle for additional discount and asset protection.
Frequently asked
No — sometimes one company's strong discount on auto plus a separate cheap home insurer beats bundling. Get standalone quotes too.
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