Retirement Date Calculator

Compute your retirement date from date of birth and target retirement age.

Inputs

Result

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How to use this calculator

  • Enter date of birth.
  • Pick a target retirement age.
  • See date and time-to-go.

About this calculator

Compute your target retirement date: just date of birth plus retirement age (in years). Common targets: 62 (early Social Security), 65 (Medicare), 67 (full Social Security retirement age for most current workers), 70 (max delayed Social Security benefits).

Frequently asked

What's the "best" retirement age?+
Trade-off: earlier = more years to enjoy, smaller monthly Social Security. Later = fewer years, larger benefit. 67 is the SSA full retirement age for those born 1960+.
When can I get Medicare?+
Age 65 in the US, regardless of when you stop working.
Early Social Security?+
Available at 62 with reduced benefits (~25% less). Worth waiting if you can.
How is "delayed retirement credit" calculated?+
8% per year delay between full retirement age and 70 — that's the largest "guaranteed return" in US retirement planning.
Should I retire on a Friday or Monday?+
Many people retire end-of-quarter or end-of-year for HR/tax reasons. The calendar day rarely matters.

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