Subscription Cost Calculator
Add up all your subscriptions on a common annual basis, ranked by yearly spend, to see the true cost of your recurring services. Runs in your browser.
Annual total $962.76 · $80.23/mo
| Subscription | Per year | % of spend |
|---|---|---|
| Gym | $540.00 | 56% |
| Streaming TV | $191.88 | 20% |
| Music | $131.88 | 14% |
| Cloud storage | $99.00 | 10% |
All subscriptions annualized to a common basis (weekly ×52, monthly ×12, quarterly ×4) and ranked by yearly spend. Small monthly fees add up — a $15.99/mo service is ~$192/yr. Review the biggest line items first.
About this tool
Subscriptions are designed to feel small — a few dollars a month here, a yearly renewal there — which makes their combined drain easy to underestimate. This calculator puts every subscription on the same footing by annualizing each one (weekly billing × 52, monthly × 12, quarterly × 4, yearly × 1), summing the total, and ranking your services from biggest to smallest yearly cost with each shown as a share of total spend. Seeing a $15.99/month streaming service as roughly $192 a year, next to an annual cloud plan and a gym membership, reframes the decision. The ranking points you straight at the line items worth scrutinizing — the few large ones usually dominate — and the monthly-equivalent total helps you budget. Use it to audit recurring spend, spot forgotten or duplicate services, and decide what to cancel or downgrade. The math is exact and runs entirely in your browser; nothing is stored or sent anywhere.
How to use it
- Add each subscription with its cost and billing frequency.
- The tool annualizes everything to a yearly basis.
- Review the ranked list — largest yearly costs first.
- Cancel or downgrade the biggest or least-used to cut spend.
Frequently asked questions
- How do you compare monthly and yearly subscriptions?
- By annualizing: a monthly cost is multiplied by 12, weekly by 52, quarterly by 4, and yearly by 1. That puts everything on the same yearly basis so you can total and rank them fairly.
- Why does a small monthly fee matter?
- Because it recurs. A $15.99/month service is about $192 a year, and several such "small" subscriptions easily total $1,000+ annually. Annualizing reveals the real commitment behind each monthly charge.
- Is it cheaper to pay monthly or annually?
- Annual plans are usually discounted (often 1–2 months free) versus paying monthly, but they lock you in. If you are confident you will keep a service, annual saves money; if unsure, monthly preserves flexibility. Compare the annualized figures both ways.
- How can I cut subscription spending?
- Start with the largest yearly costs and least-used services shown at the top of the ranking. Look for duplicates (multiple streaming or storage services), share family plans, downgrade tiers, and cancel anything you forgot you had.
- Does this track or store my subscriptions?
- No. Everything stays in the page while open and is computed locally — nothing is saved or uploaded. Use the copy button to keep a record yourself.
- Is anything uploaded?
- No. All calculation runs in your browser with no network request.