Speeding Ticket Fine Estimator
Estimate a speeding ticket fine and license points from how many mph over the limit and the zone, with editable base and per-mph amounts. Rough estimate — not legal advice.
Typical court base; varies by state.
Many states add a per-mph amount.
Estimated as (base fine + mph-over × per-mph surcharge) × a zone multiplier (school/work zones often double). This is a rough estimate only. Actual fines, court costs, surcharges, and license points vary enormously by state, county, and court — and 30+ mph over can mean reckless-driving or criminal charges with far higher penalties. Insurance increases often cost more than the ticket itself. Always check the citation and your state’s statute. Educational, not legal advice. Everything runs in your browser.
About this tool
Speeding fines in the United States are notoriously inconsistent — the same 15-mph-over ticket can cost under $100 in one state and several hundred in another, before court costs and surcharges — so this tool gives a transparent, adjustable estimate rather than pretending to know your exact local penalty. It builds the fine from a simple, editable model: a base fine plus a per-mph-over surcharge, multiplied by a zone factor (school and work zones commonly double the penalty). You enter how many miles per hour over the limit you were caught, choose the zone, and tune the base and per-mph amounts to match your state if you know them. Alongside the dollar estimate it shows a rough license-points figure scaled by severity, since most states assign demerit points that rise with how far over the limit you were — minor infractions a couple of points, 20-plus-over more, and 30-plus-over potentially crossing into reckless-driving or criminal-speeding territory with dramatically higher consequences. The honest caveats, which the tool states prominently, matter a lot here: actual fines, mandatory court costs, state surcharges, and point schedules vary enormously by state, county, and even the individual court, and points and their consequences (license suspension thresholds) differ everywhere. Two real-world costs often dwarf the ticket itself — the insurance premium increase that can follow for years, and the value of contesting or attending traffic school where allowed. This estimator is for rough budgeting and understanding how penalties scale with speed, not a substitute for the actual citation or legal advice. Always read your ticket and check your state's statute or consult a traffic attorney for anything serious. Educational; everything runs in your browser; nothing is uploaded.
How to use it
- Enter how many mph over the limit you were going.
- Choose whether it was a normal road or a school/work zone (often doubled).
- Adjust the base fine and per-mph surcharge to match your state if known.
- Read the estimated fine and rough license points — then verify against your citation.
Frequently asked questions
- How much is a speeding ticket?
- It varies enormously by state and court. This tool estimates it as base fine + (mph over × per-mph surcharge), times a zone multiplier. A typical 15-over ticket might be $100–$300 plus court costs, but ranges widely.
- How are license points estimated?
- Roughly by severity: about 2 points for under 10 over, 3 for 10–19, 4 for 20–29, and 5+ for 30 or more (which may be reckless driving). Actual point schedules and suspension thresholds differ by state.
- Why do school and work zones cost more?
- Most states increase penalties — often doubling fines — for speeding in school zones and active work zones to protect children and workers. The tool applies a 2× multiplier for those.
- Will my insurance go up?
- Often, yes — and the multi-year premium increase frequently costs more than the ticket itself. This depends on your insurer, record, and state. The tool estimates the fine only, not insurance effects.
- Is going 30+ over just a bigger fine?
- Not necessarily. Many states treat 30+ mph over (or any speed over a threshold like 100 mph) as reckless or criminal speeding, with much larger fines, possible jail, and license suspension. Treat such cases seriously and consult an attorney.
- Is this legal advice?
- No. It is a rough educational estimate. Fines, costs, and points vary by jurisdiction; rely on your actual citation and your state's statute, and consult a traffic attorney for serious charges.