Crypto Staking Rewards Calculator (APR)
Estimate staking rewards across multiple coins from amount staked, APR, and staking period — with optional daily compounding. Educational, not investment advice. Runs in your browser.
Simple reward = amount × APR × days ÷ 365. With daily compounding, reward = amount × ((1 + APR ÷ 365)days − 1), which is higher because earned rewards are restaked. Rewards are paid in the staked token, so their fiat value depends on the token price; APRs are variable and not guaranteed, and staking can carry lock-ups and slashing risk. Educational, not investment advice. Everything runs in your browser.
About this tool
Staking is the process of locking up proof-of-stake cryptocurrency to help secure a network and, in return, earn rewards — conceptually similar to earning interest, though the mechanics and risks are different. This calculator estimates those rewards across several staking positions at once. For each coin you enter the amount staked and its advertised annual percentage rate (APR), then set a common staking period in days. Without compounding, the reward is straightforward: amount × APR × days ÷ 365, the pro-rated share of a full year's APR. With daily compounding enabled, the tool instead computes amount × ((1 + APR ÷ 365)^days − 1), which is slightly higher because rewards earned each day are added back to the staked balance and themselves earn rewards — the difference between APR (a simple rate) and the effective APY you actually realize when rewards are restaked. Several caveats matter and the tool states them: rewards are denominated in the staked token, so their value in dollars rises and falls with the token's price; advertised APRs are variable and can change with network participation, not fixed guarantees; and staking often involves lock-up or unbonding periods during which you cannot sell, plus, on some networks, slashing — the loss of part of your stake if the validator misbehaves or goes offline. Validator commissions also reduce the net rate. Treat the figures here as gross estimates under the rate you enter, not promised returns. This is educational and not investment advice. Everything runs in your browser; nothing is uploaded.
How to use it
- Add each coin you stake with the amount and its APR.
- Set the staking period in days (365 for a full year).
- Toggle daily compounding on or off depending on whether rewards are auto-restaked.
- Read the estimated reward and ending balance for each position, denominated in that token.
Frequently asked questions
- How are staking rewards calculated?
- Without compounding: amount × APR × days ÷ 365. With daily compounding: amount × ((1 + APR ÷ 365)^days − 1), which is higher because rewards are restaked daily and earn further rewards.
- What is the difference between APR and APY in staking?
- APR is the simple annual rate. APY is the effective yield once rewards are compounded (restaked). If a protocol auto-compounds your rewards, your realized return is closer to the APY, which exceeds the APR.
- Are staking rewards guaranteed?
- No. Advertised APRs are variable and depend on network participation and validator performance. Rewards are paid in the staked token, so their fiat value depends on price, and validator commissions reduce the net rate.
- What are lock-ups and slashing?
- Many networks require an unbonding or lock-up period before you can withdraw staked tokens, during which you cannot sell. Slashing is the loss of part of your stake as a penalty if the validator misbehaves or has prolonged downtime.
- Does this account for token price changes?
- No. Rewards are shown in units of the staked token. Because token prices are volatile, the dollar value of both your stake and your rewards can rise or fall independently of the APR.
- Is this investment advice?
- No. It is an educational estimate. Staking carries risks including price volatility, lock-ups, and slashing. Nothing is uploaded; all math runs in your browser.