Quick Ratio (Acid Test)

(Current assets − Inventory) / Current liabilities. Stricter than current ratio.

Inputs

Result

Quick ratio
1.150
Healthy
  • Current assets$400
  • Inventory excluded$150
  • Prepaid excluded$20
  • Quick assets$230
  • Current liabilities$200
  • Quick ratio1.1500
  • TierHealthy

Step-by-step

  1. Quick assets = current assets − inventory − prepaid = 400 − 150 − 20 = $230.
  2. Quick ratio = 230 / 200 = 1.150.

How to use this calculator

  • From balance sheet: subtract inventory + prepaid from current assets.
  • Divide by current liabilities.

About this calculator

Quick ratio (acid test): more conservative liquidity measure than current ratio. Excludes inventory (slow to convert to cash, may need discount) and prepaid expenses (no cash value). Quick > 1 = can pay current obligations from liquid assets alone. Retail and manufacturing typically run 0.5-1.0 (lots of inventory); tech and services run 1.5-3.0 (cash-rich).

Frequently asked

Inventory takes time to sell and may require discounting. Cash, AR, and short-term investments are "quick" to convert.

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