Return on Assets (ROA)

ROA = Net Income / Avg Total Assets. Profitability per dollar of all assets.

Inputs

Result

ROA
6.67%
Average
  • Net Income$200
  • Avg Total Assets$3,000
  • ROA6.667%
  • TierAverage

Step-by-step

  1. ROA = NI / Total Assets = 200 / 3000 = 6.67%.

How to use this calculator

  • Net income + average total assets.
  • Compare across same-industry peers.

About this calculator

ROA measures how productively a company uses its asset base. Banks and insurance: 1-2%. Industrial: 4-8%. Tech: 10-20%. Apple/Microsoft: 15-25%. ROA × leverage (assets/equity) = ROE. So a 5% ROA on 4× leverage = 20% ROE. Capital-intensive industries (utilities, telecom, airlines) have low ROA but acceptable ROE due to leverage.

Frequently asked

ROA: per dollar of all assets. ROE: per dollar of equity. ROA × leverage = ROE.

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