Debt-to-Equity Ratio

D/E = Total Debt / Total Equity. Leverage relative to ownership.

Inputs

Result

D/E ratio
0.667
Moderate
  • Total debt$400
  • Total equity$600
  • D/E0.6667
  • Debt %40.0%
  • Equity %60.0%
  • TierModerate

Step-by-step

  1. D/E = 400 / 600 = 0.667.
  2. Capital structure: 40.0% debt / 60.0% equity.

How to use this calculator

  • Total debt = short + long-term borrowing.
  • Total equity from balance sheet.

About this calculator

D/E ratio: leverage indicator. Low D/E (<0.5) = conservative funding, financial flexibility. High D/E (>2) = aggressive leverage, magnifies returns and risk. Industry varies: utilities + REITs run 1-2 normally (stable cash flows support debt); tech often <0.3 (no need); banks run 6-10+ (different model). Rising D/E over time may indicate trouble; falling = deleveraging (often post-recession).

Frequently asked

Short-term debt + long-term debt + current portion long-term debt. Sometimes also includes lease obligations (operating leases per ASC 842).

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